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Windshield Repair & Replacement Guide
Rock Chip Repair Cost vs. Full Replacement: Canadian Driver Guide
Written by the certified technicians at
Auto Glass Canada
· Updated August 2026
Quick Answer
The average rock chip repair cost in Canada is $60 to $120 out-of-pocket, while a full windshield replacement runs $250 to $1,200+. Most Ontario comprehensive auto insurance policies waive the deductible for chip repairs, making the fix free for many drivers. A repair takes under 30 minutes, keeps your factory glass seal intact, and prevents the chip from spreading into a costly crack. Contact Auto Glass Canada for free mobile service across the GTA.
That sudden loud impact on Highway 401 or the QEW is a driver’s worst nightmare. You look up and spot a fresh star-shaped mark directly on your glass. Before that tiny mark spreads into a giant crack across your windshield, you need to know your options and costs.
How much does it cost to fix a stone chip? Out-of-pocket chip repairs cost a small fraction of a full glass replacement, and the rock chip repair cost only grows more favourable when insurance is factored in — many Ontario drivers get chips repaired at zero cost through their auto insurance.
At Auto Glass Canada, our team has delivered reliable windshield repair services across the Greater Toronto Area since 2001. Over our 25 years in business, we have saved thousands of drivers money by fixing chips before they turn into major structural damage. Here is everything you need to know about chip repair costs, insurance coverage, and replacement decisions.
How Much Does It Cost to Fix a Stone Chip in Canada?
Fixing a stone chip in Canada costs between $60 and $120 out-of-pocket for a single chip. Repairing an extra chip on the same windshield usually adds $20 to $40. This small repair takes only 30 minutes and saves you hundreds of dollars compared to replacing the whole glass.
When you address damage early, a certified technician injects a clear, high-grade optical resin directly into the chip. The resin seals the damaged area and restores the structural strength of your glass.
Industry pricing reports show that out-of-pocket stone chip repairs in Ontario average $60 to $120, while additional chips on the same windshield cost around $30 each. Paying out-of-pocket for a chip repair is always cheaper than waiting until you need a full replacement.
